You know the drill: Shop, shop, shop for a Christmas gift. Look, look, look for something that’s nice and within your budget. Spend, spend, spend on your credit card, then pay, pay, pay it off. There’s a better way. Handmade Christmas gifts tell your loved ones that you care because you’ve done more than just […]
Call it a three-headed beast: People in midlife often face pressures to save for retirement, to pay for children’s education and help their retired parents. What a bind! But you can slay the beast with some realistic goals and sound planning. This article from Everyday Stewardship magazine has some tips. (Photo: Patrick Feller, Creative Commons)
MONEY! How many times have you thought: “If only I didn’t have to worry about money, life would be easy”? Did you know that Jesus had more to say about money than he did about heaven? He realized, of course, that money was going to give us lots of trouble, and he wanted us to know how to […]
Vacationing with the family is a wonderful — and necessary — summer tradition. But if you’re not careful the cost can be astronomical. The key to planning an affordable family vacation this summer, and every summer, is making common-sense choices that keep costs under control. This article from tripsavvy.com provides lots of great ideas and strategies […]
With the nonstop commercial advertising that’s everywhere, it’s easy to spend every penny we earn, or even get into debt just to feed our everyday whims! Spending is a habit, and like all habits it can be broken. This writer from LifeWay tells you how. (Photo: Rob Pongsajapan, Creative Commons))
Debt lures us in with a promise: You can have what you want NOW, and pay for it later. And you pay dearly. The typical American family has about $15,000 in credit card debt, which costs $2,700 in interest at a typical interest rate of 18 percent. And that’s just on credit cards. It does […]
Especially when it comes to finance, life seems to throw us one thing after another. And the bills pile up like February drifts of snow and we think we’ll NEVER pay off those credit cards! Take heart. It can be done, but it takes wisdom and discipline to shovel out of debt. Crosswalk.com has these tips!
Earn, Borrow, Save and Protect — these are the five areas involved in managing personal finance, and you can learn all about them at MyMoney.gov, the website of the Federal Financial Literacy and Education Commission. Browse the site for information on smart banking investing and other topics. (Photo (c) Ariel Grimm, ShareAlike License)
Budgeting may not only improve one’s financial condition but also one’s happiness. Good budgeting is also connected to smarter spending. Check out this article and see how you can adjust your spending habits to yield more satisfaction with life. (Photo: taxcredits.net, Creative Commons)
Good financial stewardship doesn’t have to be complicated. Check out these 11 ways to simplify your finances from author Bob Lotich of SeedTime. (Photo: Steven DePolo, Creative Commons)
